Building plans approved by the Development Control Authority if construction will be required;
Copy of Land Register on which the building will be constructed;
Copy of Deed of sale for land to be built on or to be purchased if applicable, or notarized copy of Lease Agreement for a duration not less than the term of the loan;
Quotation from Contractors/Consultants/Engineers and other suppliers where applicable;
Incorporation documents (in case of a company) including Certificate of Good Standing;
Corporate Information including a list of current Directors and management staff and their contact information;
Business plan or proposal including, marketing strategy and operational plan;
Financial Statements (preferably audited statements) from a certified or reputable firm or Accountant
Financial projections for three (3) years;
Statement of Net Worth;
Mortgage information if land on which a building is to be erected is already mortgaged, indicating loan balance and other relevant details;
Tax Clearance letter from Inland Revenue Department.
National Insurance Corporation Compliance Letter;
Description of security to be offered;
Fiscal Incentives – copy of letter regarding any fiscal incentives given by the relevant authority;
Property/equipment valuations;
Regulatory approvals where necessary.

The borrower implements the project efficiently;
The borrower has the ability to afford the monthly payment on a timely basis;
Any building or equipment financed with the funds of the Bank or pledged as security are free and clear of encumbrance and is properly maintained and adequately insured against perils;
The funds of the Bank must be used exclusively to fulfill the purposes of the loan;
Proper certification of work-in progress shall be required before further disbursements are made by the Bank;
Alterations to the previously approved plans must be in consultation with the Bank and approved by the DCA;
The Bank shall have full and free access to the project and shall have the right to inspect the site and all books and records associated with the project;
Pertinent information or data requested by the Bank shall not be withheld by the borrower (s);
Borrowers agrees to fulfill the conditions or requirements of the loan.